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Rate Information »
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
See What's New Page for "Loan Specials." Fill out a Loan Application
Fill out a Home Mortgage Loan Application
Loan Calculator
| Rates as of 4/4/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| Share/Savings Secured |
3.00% + Dividend Rate |
Call for rate |
0.00% |
Fixed |
| Term Share Loan |
3.00% + TS Rate |
Call for rate |
0.00% |
Fixed |
| VISA Share Secured |
|
|
15.90% |
Fixed |
| VISA Classic |
|
|
7.90% |
Fixed |
| Federal Tax Refund Loan |
30 days to 12 months |
|
12.00% |
Fixed |
| Unsecured loan - Closed End - Up to 60 months |
60 Months |
Monthly Payment is $21.74 per $1,000 borrowed |
11.00% |
Fixed |
| New Car up to 72 months, up to 100%, include TTL |
72 Months |
Monthly Payment is $16.81 per $1,000 borrowed |
6.50% |
Fixed |
| Used Car up to 6 Years Old (NADA Retail Value) |
60 Months |
Monthly Payment is $20.04 per $1,000 borrowed |
7.50% |
Fixed |
| $2,000 Seasonal Loan |
12 Months |
Monthly Payment is $88.38 per $1,000 borrowed |
11.00% |
Fixed |
| Education loan |
12 Months |
Monthly Payment is $86.76 per $1,000 borrowed |
7.50% |
Fixed |
| Disaster Loan |
Up to 24 Months |
Monthly Payment is $47.07 per $1,000 borrowed |
12.00% |
Fixed |
| Home Equity Closed-end Loans |
60 months, up to $50,000, from 5.9% to 8.9% |
Monthly Pmt. of $19.29 to $20.71 per $1,000 borrowed |
0.00% |
Fixed |
| Home Equity Closed-end Loans |
120 months, up to $50,000, from 6.9% to 8.9% |
Monthly Pmt. of $11.56 to $12.61 per $1,000 borrowed |
0.00% |
Fixed |
DISCLOSURES:
Any Discounts that may apply will reduce the published rates above.
Rates may be as high as 21% APR based upon info obtained from application & credit report.Rates are subject to change without prior notice and may be different than those stated above.
Certificates
| Rates as of 4/4/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Time Share Certificate ($1,000 Minimum) |
6 Months |
3.00% |
3.04% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 4/4/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Savings/Share Accounts with balances from $100.00 to $1,000.00 |
Dividend Paid Quarterly |
0.50% |
0.50% |
| Savings/Share Accounts with balances from $1,000.01 to $5,000.00 |
Dividend Paid Quarterly |
0.75% |
0.75% |
| Savings/Share Accounts with balance over $5,000.01 |
Dividend Paid Quarterly |
1.00% |
1.01% |
| Christmas Club Accounts with balance of $.01 to $1,000.00 |
12 Months, Dividend Paid Quarterly |
1.00% |
1.01% |
| Christmas Club Account with balances from $1,000.01 to $5,000.00 |
12 Months, Dividend Paid Quarterly |
1.51% |
1.50% |
| Christmas Club Accounts with balance over $5,000.01 |
12 Months, Dividend Paid Quarterly |
2.00% |
2.02% |
| Vacation Club Accounts with Balances from $.01 to $1,000.00 |
12 Months, Dividend Paid quarterly |
1.01% |
1.00% |
| Vacation Club Accounts with Balances from $1,000.01 to $5,000.00 |
12 Months, Dividend Paid Quarterly |
1.51% |
1.50% |
| Vacation Club Accounts with Balances over $5,000.01 |
12 Months, Dividend Paid Quarterly |
2.00% |
2.02% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Share Draft
| Rates as of 4/4/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Share Draft/Checking Accounts |
Dividend Paid Monthly on $300 Minimum Balance |
0.50% |
0.50% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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